Income & Expense Tracker Template | Budget, Debt & Savings Spreadsheet | Google Sheets & Excel
Income & Expense Tracker Template | Budget, Debt & Savings Spreadsheet | Google Sheets & Excel
Take control of your money and achieve your financial goals with the Income & Expense Tracker Template, designed for use in Google Sheets and Excel. Whether you’re managing personal budgets, tracking family expenses, or organizing small business finances, this powerful spreadsheet provides everything you need to stay on top of your money.
This all-in-one financial tracker helps you record income, expenses, savings, debts, bills, and investments — giving you a complete overview of your financial health in one place. With customizable categories, automatic calculations, and multi-currency support, it’s the ultimate tool for anyone serious about money management.
✦ Why You’ll Love It
- All-in-One Financial Dashboard – track income, bills, savings, debts, and investments with ease.
- Customizable Categories – create up to 50 categories tailored to your personal or business needs.
- Multi-Currency Support – manage international transactions with real-time currency conversion.
- Monthly & Annual Overviews – compare budgets vs actuals and monitor financial progress.
- Debt Tracking Made Simple – monitor repayments for loans, credit cards, and liabilities.
- Savings & Investment Goals – plan for retirement, emergency funds, or personal milestones.
- Easy-to-Use Interface – perfect for beginners and advanced users alike.
✦ What’s Included
✔ 4 Pre-Designed Spreadsheet Templates (Google Sheets + Excel)
✔ Sample Google Sheet & Excel with Mock Data (learn by example)
✔ Blank Google Sheet & Excel File (start fresh)
✔ Step-by-Step Instructions PDF
✔ Editable on Google Sheets (any device) or Excel (Mac & PC)
✦ Perfect For
- Individuals managing personal finances
- Couples or families planning household budgets
- Small business owners tracking expenses & cash flow
- Freelancers with multiple income streams
- Anyone who wants to reduce debt, grow savings, and stay financially organized
✦ How It Works
- Purchase & download instantly.
- Open the PDF to access Google Sheets & Excel links.
- Start entering your income, expenses, and goals.
- Watch the automatic calculations and charts update in real-time!
No more messy notebooks or expensive finance apps. This digital budget tracker is reusable, customizable, and designed to give you clarity and confidence with your money.







